How much should I claim in diminished value?
A Geico customer hit my passenger door as he was trying to change lanes. The accident causes damage of $3,000+. It will take 2 weeks to fix.
My car is a red Ford Mustang ecoboost 2017 with 35k miles on it. It was in perfect condition before the accident, both mechanical and cosmetic. I have had the car for a month ago two weeks.
I check the Kelly Blue book for value in perfect condition and its says around 19-20k trade in value and when I add the accident it's went all the way to 15-17k. I'm thinking the car has lost at least 3-5k in value due to the accident. And I'm thinking of filling a DV claim of 5k.
Where do I start? Call Geico or speak to my adjuster about? Advice needed. Thanks in advance. Ask if you want to know more. Picture included. BTW, they had to replace the front bumper as well.