2 adults, 1 teen, 3 cars - is $190/mo good?

We're ages 46, 40 and 17 with a Chevy pickup (2008), and 2 Ford Escapes (2002 and 2008). There's just minimum coverage on the Escapes and full coverage on the truck. Credit is fair, living in Texas.

I called an insurance company to get a quote when we added my son's car to our policy. When I gave her the details she said that there was no point in giving me a quote because if our insurance is really "just $190/month" that she couldnt get any lower and chances are that someone somewhere messed up and we should stick with it.

I'm curious what others in our situation are paying to compare. Thanks!

Added (1). Well Entidtil, I don't want all those companies dinging our credit reports as we're trying to get a house. I don't see any problem with coming here asking others what they pay to just compare.

For the family good price. I pay 78 a month for two of us and two rigs. We're in our 50, s

What someone else pays for insurance has absolutely nothing in the wide world to do with what you may pay for insurance. The *ONLY* way you can ever know if you are getting a decent rate is to shop around and get several quotes from as many insurance companies as you can stand.

Thats a very good price. I pay 180$ a months for 3 adults and 2 cars, one full coverage and 1 minimum coverage.

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