Do I have to add the finance price to the listing price?
So I'm currently looking online for a car. I saw that there's a 2012 Ford Focus available and the list price is $13,409. However, under the list price it says the finance price is $6,998. I'm not sure if that means that that will be the price of the vehicle if I finance? Or do I have to add the listing price and the finance price together and that would be an estimate of the amount I would pay when I'm done financing the vehicle?
List price is the price of the vehicle. Finance price is what it will cost to finance the car. So yes, if you need to finance, you add the two together. The finance price may differ depending on your credit rating.
You're confused.
The price is the price. There aren't 2 different prices.
There are extra costs involved for financing a car. Its called interest, its what you pay for borrowing money.
And its added on to the car price based on the interest rate and term, Its not listed as a additional finance price.
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