Is Ford Credit a bad company to finance with?

I recently heard that Ford is an example of bad financing, I wonder how true that is. If there's anyone out there who knows for sure, please give me the answer.

"recently heard that Ford is an example of bad financing"

That was in reference to Ford giving the money away. 0% financing is extremely expensive for them, and giving it away to tier 5 credit for 72 mos is absolutely asinine.

Mitsubishi had a bad time with giving money away freely to tier 5 and below customers… Namely to the tune of "Frog's hair from Chapter 11 bankrupcy protection."

Ford is headed down the same path.***:D

Only if their rate of interest is higher than you might be able to get elsewhere
remember all these financial institutions have to comply with a raft of government regulations and are controlled by them