How to make low monthly payment for car without lease?
I don't want to go with lease. I need to buy a Ford Fusion for $24000 after tax. The monthly payment may be around $365 for six years. I don't have $365 every month. I could pay $250 every month and I'm okay to find $2000 every year beginning. So, is it possible to make a $2000 payment in January and get monthly payment of around $250 monthly for that year. I need to go two years like that way. After two years I will be okay to pay $365 monthly because my other car will be pad off then.
Sounds like you really can't afford this truck and like youre going to have trouble keeping up with the payments
I can't picture the lender being that flexible.
Why not just bank that extra $2000 at the start of the tear and take out $166.66 a month to go toward the payments, you can at least make a tiny bit of interest from that cash.
Your payment estimate must be based on paying a fat down, because the interest for 7 years could be way more than the $2280 difference between cost after tax and total payments, if your paying high interest rate.
There's no way you are getting a loan with those terms - get a $12,000 2-4year old car and a 4-5year loan
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