Will my insurance go up if i get a convertible car?
I'm considering trading in my Ford escape for an 04 mustang svt cobra but I'm wondering will my insurance rise?
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Generally speaking, yes, since it adds a bit to the risk factor. Add to that mix that you are changing to a sports car, which also adds risk. You can expect to see an increase, especially if you are under age 25.
The only people who can answer that is your insurance company.
How would anyone else know?
Yes it will. The insurance rates are based on, among other criteria, the comparative cost of repairs, should there be a claim. With similar damages in an accident, a Cobra will cost a lot more to repair than an Escape would.
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