Need info on monthly payments for a 2017 ford escape sport
I saw on a website offering 209 a month, can i realisticly get a payment that low? If not what is a realistic low monthly payment to ask for. I'm on a tight schedule and i would love to get it down around 250
No way to know. It depends on your credit score and the amount of down payment.
Depends on your credit and if that particular car is on the lot. Its a teaser to get you in the dealership to look at other cars. But visit the dealer and see what's available
Not a chance.
First, what you saw was a nationally advertised lease payment. When they advertise payments like this, they always require money down (usually $2000- $3000), and the payment never includes taxes, which are different depending upon where you live. Nevermind the fact that less than 10% of buyers can even qualify for a lease. Best case, with $3000 down, expect around a $270 payment on a low mileage lease. Chances are, though, that you won't qualify. Assuming a $23,995 MSRP, on a purchase, expect around a $400 payment.
You saw a special lease deal on this vehicle, for which you must have the required down payment and an excellent credit score. Since you probably know nothing about leasing, don't even think about it.
You need to find a good inexpensive used car that is priced to meet your budget. You can't get a brand new car with your monthly payment requirements.
What you saw advertised was a lease payment for a customer with excellent credit and a good cash down payment. Realistically for you, if younger words, your want to keep your payment at $250 a month you can't borrow more than $12,000. In other words, your total amount financed can't exceed $12,000.
You can't buy a new Escape for $12,000. The only way you can buy a 2017 Escape for $250 a month is to have about $15,000 in cash for a down payment.
If you borrowed $25,000 your payments would be over $450 a month.
As mentioned, its harder to lease than to buy and if you are self-employed financing at all is difficult.
They want years of tax returns to prove your income.
Also, your payment is a function of your income, your credit, how much you spend, how long you finance and the interest rate.
I suspect that most people seeking a $209 payment can't even qualify for a $7500 loan. And financing is easier than leasing.
Can you prove income over $1800 a month with tax returns?
i didn't buy a house for many years because I was behind on my taxes. Eventually paid cash for my house.
When I did get my taxes caught up, it wasn't as bad as I feared and it took a federal tax lien to get me to get with it. Although the IRS broke their own rules in putting on the tax lien, I didn't have clean hands because I didn't file for many years. In my case, they were withholding 28% of all interest & dividend income and certain stock sales such that I didn't actually owe them a ton of money. But they thought I owed hundreds of thousands or more because they wrongly assumed that all my stock sales were 100% profit and back then, I was doing a lot of short term swing trading. Like maybe $125 for holding $2000 worth of a stock for a few days to a few months. I was not day trading where most people lose money but I had a system that worked for me for a number of years that no longer does. Now, I buy stocks intending to hold for much longer periods of time.
And you can bet I always do my taxes on time from now on. Its really fairly easy with fewer trades and doing it every year, In the old days, the brokers didn't keep up with your cost basis. And so switching brokers to save a few dollars made sense except I loss crucial tax data.
The IRS just assumed it was all profit only a small portion was.
Never payment shop, you will get hurt.
Well if you had great credit and money down yes you can
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