Apt.Got flooded, what can the admins do about it?

The people above us got their apartment flooded, don't know why, and it leaked down to our apt. Part of the apt's carpet and wooden floor got soaked, walls for water damage and some areas are warped. The administration sent people to take care of this immediately by installing industrial fans in my apartment pretty much everywhere. They also are coming in and out of my place almost every day knocking down areas of the wall to fix the water damage.

My problem is that my apartment looks "under construction" right now. It's impossible to sleep well with 5 or 6 industrials fans all around you going on 24/7, the electricity bill will be horrible this month and the apartment complex is telling me to take it up to my insurance because it wasn't really their fault. My insurance refuses to pay for expenses because my apartment is technically still habitable by having running water, electricity and the sort. I really just want to change units at this point but the admins refuse to move me to an open place (the only open units are the expensive ones) without raising my rent to make up for the difference.

Half a room, half the kitchen, half the dining room and a bathroom got affected. What can I do? What are they entitled to do? Can they move me to a new place without raising my rent since it wasn't my fault? I don't want to think about getting a lawyer because I can't afford it right now but I also don't want to live like this because it wasn't my fault.

Why are the fans continuously on days later? They shouldn't be at all. If you had carpet that got wet then just a day or so. Walls they can air dry as well so it isn't necessary to keep them on all the time. You should be able to sleep. If there's lots of construction then they should have put you up in a hotel until it's done and paid for it. It shouldn't be going through your insurance but THEIRS that's what it's there for. If the couple upstairs is at fault then them

Water damage is always a hassle and it is obviously not something anybody wants to deal with. But, it sounds like the apartment is doing what they can and taking care of the issue.

There isn't really any legal ground for you to stand on. They are making the repairs and then it'll be done. You can ask if they'll put you up in a hotel for a few days, but that's a legal obligation if you unit is still habitable.

It has nothing to do with who's fault it is. It's life.

The only time you could take it to court and get out of the lease is if they did not fix it in a timely manner. By the time it made it to court, this problem will likely be fixed, and you'll have not case and get stuck with court fees.

As they said that is up to your insurance company as it is also not 'the landlords fault'

The electric won't be that bad.Landlord is only responsible if they were negligent such as knowing a pipe was bad and ignoring it… Upstairs tenant could be liable if they were negligent such as allowing a sink to over flow or not reporting a leak when they 1st noticed it.

any expenses you could possibly recover even if the landlord or tenant were liable would fall under small claims court.a lawyer would cost more than any damages.

It might have to do with who is at fault. But unless you know the cause… You can't hold anyone liable… And it could be that it was no ones fault, that the pipe just went bad and broke.

NOTE: WE DON'T KNOW IF THIS WAS AN ACCIDENT OR NEGLIGENCE.

This happened to me, so i just went and stayed with a friend. There was inconvenience but i never felt wronged or mistreated by anyone. And so it didn't get to me. Actually I felt bad for the landlord.
Do you have friends or relatives? A co-worker?

[ the electricity bill will be horrible this month ]

fans don't use much electricity. This is known as an accident and the management is trying to fix the problem. No, they are not required to give you a better apartment if you aren't willing to pay the higher rent that you would normally pay.

You have to sue the people whose fault it was. Get off the landlord's back.

Oh no, it is not your fault, you didn't make the pipes above you leak the people upstairs did and the landlord should be charging them for all the damages that have occurred but your insurance is not responsible
I manage a condo this has happened twice from an upstairs problem, the upstairs insurance coverage paid both times, had they not had insurance it would have been out of their pockets

Really nothing you can do. As stated by the insurance company the unit is still legally habitable. The landlord is making the needed repairs. They are not legally required to do anything more. You can certainly ask to be moved to another unit but they do not have to comply & you can't make them. The landlord is not responsible for the power bill.