Do you think my care note is too high?

I'm paying $190 and my insurance is $185. I just got a Ford Fusion 2012 about a month. It's my first car. It has 72000 miles which I was told is good for a seven year old car. A sunroof which I think is it's beat feature but most importantly It runs good. It's not exactly what I wanted but I like the car but I just wonder if maybe it's kind of a lot for a 2012 and I probably could have got something better for around the same price?

If your interest rate is 19% yes. The interest rate should be below 10. Depends on your credit score.

Your monthly payments tells us nothing useful. How much did you put as a down payment? What is the length of the note and what is the interest rate? Those things are what determine if you are paying ''too much''. If it is a 4 year note at more than 7 percent the answer is yes because you'll be paying about $9000 for a $7000 car not including the down payment. If you had been able to pay cash you could have done much better. What's more is the car will deprecate faster than you are paying it off so you will soon be ''upside down'' in your loan if you aren't already. If you can't keep up with your payments it will cost you money to dump the car.

I don't think $190 for a car note is too expensive. Could you have gotten something for the price? I can't say.

I pay $438 a month plus $173 insurance for my 2017 Honda Accord so a monthly payment of $190 sounds lovely to me lol but this car was almost new only had 6,000 miles and 1 owner when I bought it last year.

How did you get a 5 year loan for $6500 with $500 down at 21? World class imagination?