Can't afford leased car anymore?

I have a 2013 Ford Explorer Limited. I have a 40 month lease. I can no longer afford the payments due to a separation. I owe 21 months still at $517 per month. I have good credit and I'm the only borrower on the lease. Would I be able to go to the Ford dealership and possibly buy something cheaper or release something cheaper. Or would a voluntary repossession completely kill my credit. I'm under mileage and the car is immaculately kept. It has every option available on that model. I just need to quickly reduce my bills due to my situation.

Here are your options: keep making the payments or pay the early termination fee to get out of the lease early or stop paying and let them repossess the car and get sued for the remaining amount of the lease.

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