External condenser ford 460?

My 460 seems to have an external condenser on the passenger fender with a but connector. Does this make sense first off, and what would it be called? Every one I find seems to have a blade connector.

What is my interest rate? Am I approved?

I have been looking at a new 2014 Ford that I do not only want but need for family size and circumstances. I can't keep buying used cars because they drain all my money in repairs and we drive ALOT so I need to start at 0. I'm really worried about what I can and can't pay. I have a credit score of about 565 because some cable bills, past due bills, and a bankruptcy from 2007. I have NO cosigner, not that nobody trusts me it is just I have no one to ask a the moment. What would my interest rate be? Can I be approved by Ford? I need the vehicle right at this moment because my current vehicle gave up for good. I also have an income of 1900 a month if it helps any with the determination.
I have NO down payment and I want to do an 84 month/7 year finance.