What is the best way to sell a 2014 Ford Mustang that is in great condition?
I have a loan that won't be paid off for awhile. Is there any possible way to sell the vehicle so that they take over the payments or pay in full? I do not want to trade or owe any amount on the vehicle once it is sold.
Is the sale value of the car more than the loan value? If not, you are stuck as only an idiot will buy it for more than market value.
What needs to happen is the buyer either needs to pay cash, or take out a new loan, and use that to pay off your loan. If the sale value is less that the loan, then you pay the difference. The Finance Co won't release the title and cancel the loan until they have the $$ from someone.
The process is you talk to the Finance Co first. They will tell the the $$ value to settle the loan, and what the procedure is to sell it. Let the buyer know it's financed as well, so if they do a check on the title they aren't surprised, and will be expecting to pay the Finance Co to complete the deal. Leave how the buyer organises their finance up to them.
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