New car loan or keep my garbage V6 Mustang?
I just finished paying off a garbage v6mustang 2004. My credit score is now in the low 700s. Should i get another car loan for maybe a 2004 gt v8 mustang? My v6 is trash and i want a v8 so bad
Or just keep the trash v6 and get a car loan when i have a steady career
You would never get a loan from a bank for a 2004 mustang. Banks want a car of actual value you might be able to get a loan on a newer mustang 2008 or something. Personally enjoy driving a paid off car for a bit save up money use the same amount you were paying 200 bucks or whatever and save that so you don't notice a change in your finances. Even after a year you will have nearly 2500 bucks for a down payment and sell the mustang you could have 4 or 5K for this down payment. Your v6 is a super small v6 for this car it rated at new 190hp in the next generation in 2005 they swapped to a better v6 and only a slightly larger v8. Both the camaro and charger have better motors than the fords smaller v8. So maybe look into a better car in general.
Your credit score will allow you to easily get another loan at a good, low interest rate, but only get another car loan if you have an income and are able to afford it. No point in getting a car loan just because you have good credit but only very little income. You don't necessarily need a steady career, but you need to make sure you have the sources of income to make car payments on a dedicated monthly schedule. So a steady job may be beneficial.
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