Car insurance on 2012 ford fiesta?

So I pay 240 a month for a 2012 ford fiesta. I was in one accident a little more than 3 years ago. I'm 21 years old. The accident was with a previous car. Am I being over charged? I go through liberty mutual. What do you pay?

Why don't you go to GEICO online and find out. I've done extensive research on car insurance, I'm a senior with a good driving record, driving a 2004 Honda. I found that GEICO was by far the LEAST EXPENSIVE of them all, even with my good driving record.

Do a comparison. Be sure to have in front of you your current policy, then go, step by step with Geico and compare each category. You might save a few bucks with them.

I don't know about accidents, I think they tend to stay in your record, no matter what the car you drive (?)

Talk to other insurance agents and get quotes. This sounds high but I do not know what kind of coverage you have, where you live and I'm sure other factors that may make you insurance high.

Usually all accidents and tickets drop off after 3 years. So, am guessing they are not charging more, since over 3 years.

But, with a 2012, am guessing is financed, and if so, you MUST have full coverage, so insurance will be more till paid off, and then you can drop full coverage and only have liability, which would most likely drop it by 1/2, (IF) no more accidents or tickets.