Estimate cost of bumper repair?
I was parallel parking and bumped into a Ford Truck. He said I caused this crack but I don't believe I did. I know that the situation isn't in my favor so I'm wondering what an estimate cost would be for this. We're not going through insurance 
The cost will be whatever a body shop estimates.
That can't be repaired permanently. It will cost a new bumper and the cost of labor to replace it.
Go through insurance. It is going to cost more than you got in your back pocket. Then there's this later whiplash he will suffer and blame it on you and you will pay out THOUSANDS.
My magic 🎱 says $1204.98.
The only way to repair that invisibly would require the bumper to be painted afterwards. That hugely increases the bill.
Otherwise you're looking at a big bill for a new bumper or a far lower one for a good salvaged one.
Chances are, the other party will demand the cost of a new one, and either fit a salvaged one or even more likely to just pocket the cash.
I suggest that in this case you call his bluff and go through insurance: although the claim is against you, the fact that he's been involved in a recorded claim (and insurers routinely share that info) means he is statistically more likely to be a higher risk for future claims, and that will increase his renewal premium.
If he realises that (you might need to make him aware) then he might agree after all for a more reasonable cash settlement. If that happens write a note to for him to sign where he acknowledges your payment in in "full and final settlement" for all matters related to the impact.
Quote " We're not going through insurance" We're therefore idiots just begging to get screwed.
Why are you not being smart and going through insurance? The cost of the bumper repair, even with minimal damage, will shock you, I guarantee it. You seem to think this is going to cost you a few dollars for some touchup paint. You would be wrong.
It's going to cost exactly 50% of twice the final repair cost, not a penny more, not a penny less.
Who knows?
You know that by "not going through insurance" you are commiting insurance fraud?
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