Can I get approved for a car?
I have bad credit. (Score 488) but I've been on my job for two and a half years. It's not a buy here pay here lot… They offer it. And it's also not a huge car lot either (like ford or Toyota). It's just a normal street car lot. Would I be wasting my time?
488? If that's a FICO score, not unless you have a huge downpayment and you are going to get charged through the roof for your loan.
Highly unlikely they would be able to get you financed and if by some chance they did, the interest rate would be astronomical. You need to get your score up to at least 600 before you even try to apply for financing.
Why not save up the cash and buy a car with cash? No loan then you may be able to afford to keep it running choose wisely plenty of older cars with lots of life left in them.
Some places finance their own cars, you might qualify there. Better idea is to save up and pay cash.
Perhaps you should spend more of your mental energy reflecting on how you ended up with a 488 FICO score and spend your money cleaning up old debts instead of worrying about how to go deeper into debt.
You might be abvle to show the booss your boobies to get a deel
Yes. For about 18 percent interest. Save some money and buy one when you have the cash.
Save your money, and pay cash. Interest in money you pay for using other people's money. If you have your own money, you have less to pay.
You might save half and finance half. BE sure you can pay your debts so you can dig yourself out of your hole eventually.
Be harsh. NO soda pop or coffee out, no fast food, no alcohol or dope. No theater movies. No new clothes-unless they are shredded. Buy only what is absolutely necessary.
Another saving idea that works fast: carry around only $5,$10, $20s. Anytime you break a $5, you have to put all the change and $1s in a piggy bank and not touch them. It will stop you from buying piddly stuff. I saved over $100 in 3 weeks doing this. Helped me pay cash for Christmas.
You do not get out of debt by going in deeper.
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